Every payment, posted to your books on its own.
Invoice, get paid by card or ACH and run payroll in one place. When a customer pays, Finaxel writes the double-entry journal entry for you.
- Free plan
- No contracts
- English & Spanish
Getting paid on time
Send invoices with a payment link, see which are overdue and accept card or ACH without chasing checks.
Balancing the bank
Bank lines arrive on their own and match what you already recorded. No month-end spreadsheets.
Getting payroll right
Federal and state withholding from the year’s official tables, with the payroll entry in your books.
Your whole back office on one ledger
Every module writes to the same double-entry books, so nothing is entered twice.
Invoicing & estimates
Branded PDF invoices, estimates that become invoices, recurring invoices and payment links.
Card & ACH payments
Customers pay on Stripe’s secure page; the invoice marks itself paid and the payment reaches your books.
Bills & vendors
Record vendor bills and expenses against their account, and see what is due this week.
Double-entry accounting
Chart of accounts, automatic entries for invoices, payments and bills, balance sheet and profit & loss.
Bank reconciliation
Connect your bank read-only through Plaid and match every line to its invoice, bill or pay run.
Reports
Cash flow, profitability and balances ready to print or save as PDF; the journal exports to CSV.
Explore the Finaxel interface
Tap a module to see it work. The companies, people and figures are fictitious.
Payroll taxes from the official tables, not approximations
Every pay run uses the tables for its pay date’s year. If a state’s official publication is missing, Finaxel warns you instead of inventing a number.
Federal
Withholding from IRS Publication 15-T, Social Security, Medicare and FUTA.
State & local
Each state’s official formula, including New York City and Yonkers local taxes.
Four steps
Employees, hours, pay run and taxes. Once approved, the entry lands in your books.
Forms
941, 940, W-2 and 1099-NEC worksheets built from your approved pay runs.
Finaxel calculates and records; it does not file returns or pay taxes for you.
Your financial data, under lock
Two-step verification
Authenticator-app codes, trusted devices and sign-in attempt limits.
Cards handled by Stripe
Card details are entered on Stripe’s page; Finaxel never receives or stores them.
Read-only bank access
You sign in to your bank inside Plaid; Finaxel never sees your bank password.
Sessions & audit log
Sign-out after 3 hours of inactivity and a record of every important change.
Role permissions
Invite your team or accountant and decide what each person can see or change.
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Two plans, no hidden fees
Start free or unlock everything with Finaxel Pro. No contracts: cancel anytime.
Free
The essentials to start invoicing
- 10 invoices a month and 5 estimates a month
- Clients, products and services
- Vendors, bills and purchase items
- Reports: profit & loss, balance sheet, cash flow (PDF)
- Forms 1099-NEC, 1096 and W-9
Finaxel Pro
Everything includedEverything in Free, without limits, plus:
- Unlimited invoices and estimates
- Recurring invoices: issued automatically on your schedule
- Online card payments with Stripe: pay buttons on invoices, payment links and payouts
- Bank feeds with Plaid: transactions arrive on their own
- Bank reconciliation: match suggestions for every bank line
- Payroll: employees, timesheets, pay runs, 941, 940 and W-2
- Your team: invite members with per-module permissions
- Up to 3 organizations
What people usually ask
Get your finances in order this month
Create a free account and move to Pro when you need it.